Phase 1
Just Landed
The first 24–72 hours after arrival are the most logistically dense of your entire PCS. Your priorities are narrow but urgent: get cash in a form you can actually spend, get a phone number that works on German networks, and get temporary lodging sorted before your welcome packet's free hotel voucher runs out.
Stars and Stripes Europe's guide walks through exactly which banking partners work best with USAA/Navy Fed, where to activate a local SIM (hint: don't wait for base services), and which installation welcome centers you should visit in what order. It also covers the community bulletin boards and Facebook groups that give you real-time intel the in-processing briefings don't.